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001 – Test Scope of Legal Services
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Crypto License Pakistan
Glossary Testing Page
How to Start a Money Transfer Business – Video Series – Faisal Khan
Money Transmitter License Kenya
Ninja table 3
Redirect page 1
How to Find MSB Friendly Banks?
Money Service Business Bank Account
Know Your Busines (KYB) Information
Access to Banking and Licensing for Europe (EEA) – Pricing
Access to Banking and Licensing for the United States – Pricing
Cryptocurrency License Application Estonia – Pricing
Nationwide Money Transmitter License Application (Bundled Pricing)
Acceptable Payment Methods
Application Assessment Fee
Remittance as a Service (RaaS) Pricing
Remittance as a Service RaaS Comparison Table V2
Remittance as a Service – Starter Package – 7001
Remittance as a Service – Starter Package – 7002
Remittance as a Service – Starter Package – 7003
Remittance as a Service – Starter Package – 7004
Remittance as a Service – Starter Package – 7005
Remittance as a Service – Starter Package – 7006
Remittance as a Service – Starter Package – 7007
Remittance as a Service – Starter Package – 7008
Remittance as a Service – Starter Package – 7009
Remittance as a Service – Starter Package – 7010
Remittance as a Service – Starter Package – 7011
Remittance as a Service – Starter Package – 7012
Remittance as a Service – Professional Package – 7013
Remittance as a Service – Professional Package – 7014
Remittance as a Service – Professional Package – 7015
Remittance as a Service – Professional Package – 7016
Remittance as a Service – Professional Package – 7017
Remittance as a Service – Professional Package – 7018
Remittance as a Service – Professional Package – 7019
Remittance as a Service – Professional Package – 7020
Remittance as a Service – Professional Package – 7021
Remittance as a Service – Professional Package – 7022
Remittance as a Service – Professional Package – 7023
Remittance as a Service – Professional Package – 7024
Remittance as a Service – Enterprise Package – 7025
Remittance as a Service – Enterprise Package – 7026
Remittance as a Service – Enterprise Package – 7027
Remittance as a Service – Enterprise Package – 7028
Remittance as a Service – Enterprise Package – 7029
Remittance as a Service – Enterprise Package – 7030
Remittance as a Service – Enterprise Package – 7031
Remittance as a Service – Enterprise Package – 7032
Remittance as a Service – Enterprise Package – 7033
Remittance as a Service – Enterprise Package – 7034
Remittance as a Service – Enterprise Package – 7035
Remittance as a Service – Enterprise Package – 7036
How Do We Charge Our Fees For Commercial Service?
List of Restricted or Sanctioned Countries
Money Transfer Operator License Coverage Consulting Fees
Money Transmitter License Application Cost
MSB Friendly Bank Charges
Personal KYC Information
Prohibited Products & Services List
Terms & Conditions
What Financial Institutions will Charge You for USA Regulatory Coverage
Why we do not sign an NDA (Non-Disclosure Agreement)
Terms of Service
Mini Audio Notes
Banking Application for Bitcoin ATMs And Kiosks
Build your Own Neo-Bank Application
Client Interest Form – RaaS Pricing Packages
Client Interest Form: Canada Money Transfer License
Client Interest Form: EU / UK License
Client Interest Form: Money Transmitter License
Client Interest Form: MSB Business Bank Account
Cryptocurrency Project Form
Job Application Form
Licensing Regulatory Coverage Questionnaire
Merchant Account Application
Money Transfer Alliance Program Application
Money Transmitter License Application
MSB Business Bank Account Application
Multi-Currency Virtual IBAN Account Application
Must-Have States & Payout Countries
Project Readiness Validator Questionnaire
Term Sheet Consideration
Bank Account for Bitcoin
Bitcoin Money Transmitter License
Crypto Bank Account
Crypto Based Remittances
Crypto Exchange License
Crypto OTC License
Crypto Wallet License
Crypto Wallet Operator
DeFi (Decentralized Finance) License
How to find a Crypto Friendly Bank?
Using Crypto for Money Transfer
Interoperable vs. Non-Interoperable
Consulting Services – Advisory Role
Crypto as a Service (CaaS)
Interoperability in Payments
Consulting Services – Generic Role
Cryptocurrency as a Service (CaaS)
Custodial vs. Non-Custodial
MLRO Money Laundering Reporting Officer
Centralized vs. Decentralized
Virtual Asset Service Provider
Blockchain Payments – Things to look out for
Fiat On-Ramp / Fiat Off-Ramp
Remittance Service Provider
Gaming Payment Licenses
Unified Payments Platform
When should we hire a compliance officer
Georgia Cryptocurrency License
Seamless Payments (Using a Super API)
Should we hire a compliance officer?
Federated Identity Management
Is there a global standard for a compliance manual?
Considerations for a marketplace operator
Decentralized Payments Platform
Considerations for a payments aggregator
Fragmented World of Payments
Least Cost Routing in Payments
US-Turkey Corridor and Coverage
End-to-End Payments Settlement
Somalia via Turkey
Becoming an agent for a bank in the US
Challenges using Cryptocurrency for Payments
Applying for a Banking License in the US
Sponsoring a License
Cross-border Payment Settlement using Cryptocurrency
Bank Sponsorship for Money Transmitter License
BitLicense (New York)
Canada Money Transfer License
Correspondent Tie-up Agreements
Delegate Status Comparison Table
Estonia Crypto License
How Much Money do I Need for a Money Transfer License?
How Much Money do I Need to Become an Agent?
How Much Money is Needed to Get Licensing?
Independent Sales Organization (ISO)
Money Service Operator (MSO)
Money Transfer License Application Brief
Money Transfer Operator (MTO)
Worldwide Money Transfer License
Small Electronic Money Institution (SEMI)
Small Electronic Money Institution (SEMI) License EU
Small Electronic Money Institution (SEMI) License UK￼
Applying for a New SEMI License in the UK
Fees Details for SEMI License UK
Licensing Process for SEMI License UK
Main Requirements for SEMI License UK
Scope of Legal Services for SEMI License UK
Timeframe & Additional Services Offered for SEMI License UK
UK & EU: SPI, API & EMI License
How To Start A Remittance Business
How To Start A Money Transfer Business
Money Services Business (MSB)
Electronic Money Institution (EMI)
EMI License EU (European Union)
EMI License Lithuania
Applying for a New EMI License in Lithuania
Fees Details for EMI License Lithuania
Lithuania EMI Licensing Process
Main Requirements for EMI License Lithuania
Notes & Assumptions EMI License Lithuania
Scope of Legal Services for EMI License Lithuania
Taxation in Lithuania
Timeframe & Additional Services Offered for EMI License Lithuania
EMI License UK
Applying for a New EMI License in the UK
EMI Licensing Process in the UK
Fees Details for EMI License UK
Main Requirements to Apply for an EMI License in the UK
Scope of Legal Services for EMI License UK
Timeframe to Obtain an EMI License in the UK
Money Transmitter License (MTL)
Access to US Money Transfer Market
What is a Money Transmitter License
How to Start a Money Transfer Business – Video Series Playlist
Understanding the United States Money Transmitter Licensing
Are You A Small Independent Money Transfer Operator That Is Struggling?
As a Licensed MTO Can You Operate A Bank Account Outside In Another Country?
FinCEN MSB Definition for Transactions Under $1000 Per Person Per Day
Five Things You Can Do To Get Started With Crypto for Your Money Transfer Business – No Fluff!
Flow of Funds for Correspondent Accounts (for Remittance as a Service) – USA Only
I have an idea for an app. Do I need a license to send money all over the world?
Legal Opinion: Why Banks Do Not Provide Legal Opinion For Your Flow Of Funds Or Licensing?
What is KYC? Know Your Customer?
What is the Source of Funds (SOF)?
3 Axioms to be an Agent of a Money Services Business (US)
ACH Chargebacks in the US (for Money Transfer Operators)
Are Remittances a Source for Money Laundering?
Are You Looking for Money Transmitter Licenses?
Can I Rent Or Lease A Money Transmitter License?
E-Money License in the United States
FDIC Insured vs. Non-FDIC Insured Accounts
FinCEN Registration & Money Transmitter Licenses
How Do You Start A Money Transfer Business In The United States?
How Much Does A Money Transmitter License Cost? Some $ figures for you!
Card Acquiring Options for Money Transfer Operators
Difference Between An Authorized Delegate vs Non-Authorized Delegate
Difference between MTL and MSB?
Do I Need A License To Start A Money Transfer Service?
FAQ on Money Transmitter License Sponsorship under an ISO Program for the United States
Financial Modeling For The Money Transfer Business
Got a Cryptocurrency Project? Think you’re exempt from licensing? Think again!
Can Small Money Transfer Operators Survive?
Fragmentation of Payments – The $6.42 problem!
How Does SWIFT Work?
10 Things to know before Starting your own Money Transfer Business!
12-Pivot Points for Money Transfer Operators
3rd Party Payment Apps? It Might Be Illegal To Use Them!
5 questions before starting a money transfer business to high-risk countries!
5 Things To Do Today To Better Your Money Transfer Business In The US
7 Steps to Starting a Cross Border Payments Company
What Does The Value Added Payment Stack in Remittances Look Like?
Are You A Small Money Transfer Operator? 12 Questions You Need To Ask Yourself.
What is Aggregation and How does it Work in the World of Money Transfer?
As a Money Transfer Company… What are your Top 5 Problems?
Currency Cross Rate! What Is It?
Demo of White-Label, Skin-able, Mobile App for Remittances
Difference between an Aggregator and a Super API
Explanation of Cross Border Money Transfer (Pre-Funded and Non-Pre-Funded)
How Big is the B2B (Business to Business) Market?
How Big Is The B2B Market Compared To The P2P Market?
How Big Is The Market Size For Small Value Transfers?
How Big is the P2P Remittance Market?
How Big Is The Real-Time Payments Economy in the Money Transfer World?
How Can A Traditional Money Transfer Business Get Started With Cryptocurrency For Remittances?
How Long Does It Take To Setup A Remittance-As-A-Service Solution?
How many Money Transmitter Licenses do I require if I have to do business in the US?
How Much Do Money Transmitter Licenses Cost?
How Much Does Remittance-As-A-Service (RaaS) Cost?
How Stable Coins Have Failed For Value Transfer In Cross Border Payments
How to Build a Small Payments (Money Transfer) Company
How To Start A Money Transfer Business? (Updated Intro Message)
How to Start a Money Transfer Business? Budget Tip!
How to Start a Money Transfer Business? Build versus Lease Tip!
How to Start a Money Transfer Business? Compliance & Law Tip!
How to Start a Money Transfer Business? Financing Tip!
How to Start a Money Transfer Business? Problem Tip!
Card Processing for your Money Transfer Business
Who Pays for the Remittance Fees Customer or MTO?
How To Validate Your Problem & Solution Via Field Research
How Will You Operate? As a License Holder or as an ISO?
Is FinCEN Registration Free or Not?
Is It Possible To Have Real-Time Transfers in Money Transfer World?
Is There Fraud In The Money Transfer Industry?
Is There Money To Be Made in the Money Transfer Business (Part II)?
Legal Contracts… Do You Have A Say In Them?
Where Does Your Company Need To Be Registered (For RAAS)?
Leveraging A License
Licensing: Agent vs Program Manager
Merchant Account! You Cannot Just Get It – You Have To Apply And Qualify For It
MLS Type Collaboration for Money Transfer Businesses
Money Transfer as a Service (MTaaS) – General Presentation.
MTOs as Cash Out Points App Idea
Nationwide Coverage vs. the Must-Have States?
Negotiating with a Financial Institution – Are You a Good Negotiator?
Percentage Only Transactions – Removing Network Access Charges
Quick Understanding of Hyperlocal Payments
Real-Time Payments The Trillion Dollar Opportunity (seriously)
Revenue Modeling Google Sheet for Remittances – Simplex and Complex
Single-State License In the United States – What Can You Do With It?
So You Want To Start A Money Transfer Business?
Starting a Crypto-Related Money Transfer Business? Understand Regulations!
The Case For Small Value Remittances
The Next Big Thing? Micropayments!
Understanding Custody of Funds in Money Transfer / Remittances
Understanding Merchant Account Zones for Acquiring
Unlicensed Money Transfer! What to do next?
USA to Nigeria Money Transfer Business
USA to Nigeria: Money Transfer using Bitcoins! (or any other country in Africa)
Value Addition in Money Transfers (Remittances)
Volume Fees! What’s The Magic Number?
Wallet vs. Remittances
Want to start a Money Transfer Company? Have You Considered RaaS?
What Are Exotic Currencies? Why Are They Called Exotic To Begin With?
What are Official and Unofficial Remittances?
What Are Remittances?
What are the Pros and Cons of RaaS (Remittance-as-a-Service)?
What Does A Program Manager Do?
What is a Correspondent Tie Up Agreement?
What is a Correspondent Tie-up? & Why is it necessary?
What is a Corridor Killer?
What Is A Decent Revenue Share For Using Someone Else’s License For Regulatory Coverage?
What is a Flow of Funds (or FoF for short)?
What is a Good Funds Settled Model?
What is a Payment Account?
What is a Payout Partner?
What is a Prefunded Account?
What Is A Program Manager? (Part II)
What is a Program Manager? (Updated)
What is a Remittance Contract? …How Does It Work?
What Is A Reserve Account?
What is a Term Sheet?
What is a Tri-Party Correspondent Tie-Up Agreement?
What is a UBO (Ultimate Beneficial Owner)?
What Is An FBO (For Benefit Of) Account?
What is an ISO and What Does It Do?
What is CVV (Card Verification Value)?
What is Hawala (or Hundi)?
What is Hawala? (Part II)
What is KYB – Know Your Business?
What is Liquidity?
What is Money Transmitter License and How Can You Get One?
What is Pre-Funding and How Does It Work?
What is Remittance-As-A-Service (RaaS)?
What Is The Mid-Market Rate (or the Interbank rate)? Why Is It Important?
What Is The Travel Rule?
Why Are Remittances Important?
Why Do Prices Vary In Different Markets?
Why Do You Need A Money Transmitter License If You Are Licensed Outside The US?
Why FinCEN Registration is NOT a License?
Why Value-Added Payments In Remittances Reduces Financial Misappropriation?
You Do Not Have To Be Afraid Of RaaS From The United States
Is There Money To Be Made In The Money Transfer Business?
Money Transfer Business Will Suffer. What To Do?
So You Want To Start A Money Transfer Service? (Remittance-as-a-Service)
USD Prepaid Debit Card Issuance for Users Outside the United States
Watch This Video If You Are A Small Money Transfer Business In The US?
What Central Banks Look For In Remittances?
What is a Bank-led Sponsorship?
What Is A Due Diligence Information Packet?
What is a Financial Intermediary?
What Is A Term Sheet Consideration? Explaining the basics
What Is A Third-Party Payment Processor? How Are They Different?
What is Netting Off and How Does It Work?
What is Shadow Banking?
What is the difference between a State vs Federal Chartered Bank
Why understanding cryptocurrencies is important?
Will MTOs Go Out Of Business When LIBRA Comes Online?
Correspondent vs Agent (Authorized Delegate)
FAQs on ISO / Correspondent Relationship
List of US State Financial Regulators
List of Transaction Data Points for an MSB Audit
Money Transfer Solutions from the USA to Africa
Money Transmitter License
Money Transmitter License Application Process
Money Transmitter License California
Money Transmitter License Cost
Money Transmitter License Cost: Own vs. Sponsor?
Money Transmitter License Cryptocurrency
Money Transmitter License Florida
Money Transmitter License Georgia – A Guide
Money Transmitter License Illinois – Guide
Money Transmitter License Law
Money Transmitter License Massachusetts
Money Transmitter License Nevada
Money Transmitter License New Jersey
Money Transmitter License New York
Money Transmitter License Puerto Rico
Money Transmitter License Requirements
Money Transmitter License Texas
Money Transmitter License Washington
Money Transmitter License Washington DC
Money Transmitter License: US Remittance & Payments Solution
Own Money Transmitter Licenses vs Authorized Delegate
Starting an X-Border Service? Need a Money Transfer License?
US Money Transmitter License Options
Virgin Islands Money Transmitter License
Renting (or Leasing) a License
Payment Institution (PI)
Payment Institution License EU
Payment Institution UK
Authorized Payment Institution (API)
API License EU
API License UK
API UK Licensing Process
Applying for a New API License in the UK
Fee Details for API License UK
Main Requirements for API License UK
Scope of Legal Services for API License UK
Timeframe & Additional Services for API License UK
Small Payment Institution (SPI)
SPI License EU
SPI License UK
Applying for a New SPI UK License
SPI UK Fees Details
SPI UK Licensing Process
Main Requirements for SPI UK
Scope of Legal Services for SPI License UK
SPI UK Timeframe & Additional Services Offered
Passport (Or Passporting)
Payment Facilitator (PayFac)
Money Transfer Agent
Registered Agent (RA)
Electronic Money Distributor (EMD)
Authorized Delegate (AD)
Applying for a New License
Buying an existing License
Selling your License
Upgrading a License
Risk & Compliance
Custody of Funds (COF)
Anti-Money Laundering (AML)
Know Your Customer (KYC)
Know Your Business (KYB)
Counter-Terrorism Financing (CTF)
Proliferation Financing (PF)
Flow of Funds (FoF)
Transaction Monitoring System (TMS)
Fraud Management System
Anti-Money Laundering (AML) System
AML Training Program
Due Diligence (DD)
Enhanced Due Diligence (EDD)
Customer Identification Program (CIP)
Banking for Cryptocurrency
Banking for High-Risk Services
List of Regulators Around the World
Money Service Business Bank Account
Money Service Business Bank Accounts
MSB Friendly Banks in Canada
Non-MSB Business Bank Account
Bank Account for Bitcoin ATM & Kiosk Business
Alternative Payment Methods (APMs)
Know Your Customer (KYC) & Anti-Money Laundering (AML)
MSB Business Bank Account
MSB Friendly Banks
Segregated Named Accounts
FBO (For Benefit Of) Accounts
Banking for Bitcoin ATM Business
Access to SWIFT
Correspondent Banking Relationship (CBR)
Banking for HNWI
List of Central Banks of the World
Money Transfer & Remittances
Explainer Video Series
How Much Money Do I Need to Get Started?
Money Transfer (Remittance) Business
Money Transfer License Australia
Money Transfer License Georgia (Country)
Money Transfer License Hong Kong
Money Transfer License Singapore
Money Transfer License UAE
Money Transfer License United Arab Emirates
Money Transfer License United States of America
Remittance Service Providers (RSP)
How To Start a Remittance Business
How To Start a Money Transfer Business
Remittance as a Service (RaaS)
Get Started with RaaS
How to submit a detailed Flow-of-Funds (FoF)?
Payment Schedule for Remittance-as-a-Service (RaaS)
Remittance-as-a-Service (RaaS) Canada
Frequently Answered Questions (FAQs) – RaaS Canada
Payment Schedule for Canada RAAS
Payout Countries for RaaS Canada
Payout Countries Form- RAAS Canada
RaaS Canada Cheatsheet
RaaS Canada Pricing
Sample Calculations Where $1,000 is being remitted – RaaS Canada
Sample Calculations Where $250 is being remitted – RaaS Canada
Sample Calculations Where $500 is being remitted – RaaS Canada
The Signup Process for RaaS Canada
Remittance-as-a-Service: United States
What is Money-Transfer-as-a-Service (MTaaS)
What is Remittance-as-a-Service (RaaS)?
Backstory on Remittance-as-a-Service
Remittance as a Service (RaaS) Cheat Sheet
Remittance as a Service (RaaS) Solution
Comparison Table (Starter, Pro & Enterprise)
RaaS The Process | Remittance as a Service
API, Mobile or Web
Crypto or Not
Sample Correspondent Agreements
Understanding Custody of Funds
RaaS Pricing Options – What is your monthly total?
RaaS Total One-time & Monthly Cost Calculator
Frequently Asked Questions for Remittance-as-a-Service
Sample Payout Corridor & Rates
Sample Calculations Where $250 is being remitted
Sample Calculations Where $500 is being remitted
Sample Calculations Where $1,000 is being remitted
Due Diligence (DD) Documents Requirement
Revenue Modeling Sheet for Remittances
Draft Referral Agreement
Shall We Test Your Knowledge On Money Transfer?
Detailed Pictorial FAQ (Frequently Asked Questions) About Our Remittance-In-A-Box Solution (Outdated)
Your own Money Transmitter Licenses versus Remittance-as-a-Service
Remittance-as-a-Service (RaaS) Forms
Choose a package: Client Interest Form: RaaS (Remittance-as-a-Service) Pricing Packages Form
Fill out the List of US must-have states and payout countries
Fill out the License Regulatory Coverage Questionnaire
Hyper Local Payments
SEPA Instant Credit Transfer
Super API: API of APIs
Payment Service Provider (PSP)
SEPA – Single Euro Payments Area
Faster Payments UK
Application Programming Interface (API)
Mass / Bulk Payments
Global Payout Service
Global Mass Payments
Becoming a Payments Facilitator (PayFac)
Product Development Consulting
Mobile Financial Services (MFS)
Omni-Channel Financial Services Switch
Are you a Solution Provider? Work with us!
Payment Processors & Aggregators
Principle License Holders
Solution Providers Wanted!
Non-Banking Financial Institutions
Fintech & Startups
Cross-Border Payments Strategy Consulting
Crypto based Projects
Project Evaluation & Advisory Consulting
Utilizing Remittance-as-a-Service (RaaS)
Money Transfer as a Services (MTaaS)
Build Your Own Bank (BYOB)
Starting a Pseudo (Neo?) Bank
Glossary – Archived
Country Specific Solutions
Gulf Cooperation Council – GCC
This page was last updated on October 5, 2021.